The Missing Middle Gap: How Alberta’s Housing Surge Is Changing Canada

Alberta’s Housing Revolution Is Changing the Game

The conversation around housing in Canada is shifting, and Alberta is at the forefront. As more Canadians ask questions like “Is it cheaper to live in Alberta?” and “Is moving to Alberta a good idea?”, the data increasingly points to yes. The province is leading the growth in mid-density or “Missing Middle” housing and attracting families, professionals, and investors from across the country.

What Is Missing Middle Housing?

Missing Middle housing refers to the housing types that fall between single-family homes and high-rise apartments. Think duplexes, fourplexes, stacked townhomes, and low-rise apartment buildings. These options are ideal for families that need more space than a condo offers but can’t afford or don’t want the upkeep of a detached home.

Alberta is outpacing other provinces when it comes to the development of this type of housing. Calgary and Edmonton, in particular, are leading the charge with supportive municipal policies, growing populations, and a strong demand for flexible, attainable homes.

Why Are So Many People Moving to Alberta?

Thousands of Canadians are relocating from BC to Alberta or moving from Ontario to Alberta. And it’s not just about the lower house prices. The move is driven by a combination of factors:

  • No provincial sales tax means a lower cost of living

  • Strong job opportunities in tech, trades, healthcare, and construction

  • Master-planned communities with access to schools, parks, and local businesses

  • Emerging secondary markets like Red Deer, Airdrie, and Lethbridge with attractive price points and growing infrastructure

Those wondering how to apply for the Alberta moving bonus will find that some employers and industries in Alberta offer relocation incentives, particularly for skilled workers. Whether you’re starting fresh or building a future, Alberta makes it easier to get ahead.

Alberta Cities Leading the Charge

In Edmonton, progressive zoning changes have opened up formerly single-family zones to multi-unit development. This has made it easier to add Missing Middle housing within existing neighborhoods, close to jobs, schools, and transit.

Calgary is also accelerating its support for this kind of housing. The city has updated its approval process to support infill development and is fast-tracking permits for small-scale multi-unit homes. Both cities are setting the standard for housing reform in Canada.

What Makes Alberta Different?

Unlike in BC or Ontario, land in Alberta is still relatively affordable. The absence of a provincial sales tax and a more streamlined development process give both builders and buyers an edge. For those researching phrases like “moving from Ontario to Alberta” or “moving from BC to Alberta,” the answer is clear: Alberta offers more value and more opportunity.

What This Means for You

At Merge Mortgage Group, we help individuals and families relocate to Alberta, invest in Alberta real estate, or take advantage of local housing opportunities. Whether you’re a first-time homebuyer, building a multi-unit rental, or downsizing for retirement, we provide mortgage solutions that match your goals.

We also assist Alberta residents who are:

  • Consolidating debt

  • Investing in secondary markets

  • Purchasing homes for family members

  • Building new homes

  • Relocating to secondary markets within Alberta

Source: CMHC

Make Your Move with Confidence

We know Alberta’s market inside and out. With the right advice and a mortgage plan designed for your future, we’ll help you take advantage of everything Alberta has to offer.

Visit mergemortgage.ca or connect with us to learn more.

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