For today’s Albertans, retirement planning looks different. Instead of rushing to pay off your mortgage, using your home equity could actually give you more flexibility and financial freedom. From refinancing and HELOCs to reverse mortgages, there are smart ways to stay in your home and fund the retirement you want.

Getting pre-approved for a mortgage feels like a green light to start house hunting—but not all pre-approvals are created equal. At Merge Mortgage Group, we’ve seen buyers lose their dream homes because their “pre-approval” was based on assumptions, not verified facts. If you're moving to Alberta or switching jobs, the risks are even higher. Learn how to protect yourself and make sure your approval actually holds up when it counts.

In Alberta, lower home prices and higher growth mean more than just great rates—they mean bigger opportunities. It's not just about fixed vs. variable, it's about strategy.

Despite rising rates and national economic concerns, Alberta’s housing market is thriving. With strong migration, job growth, and affordability, buyers are finding opportunity where others see uncertainty. From young families to retirees and investors, more Canadians are looking to Alberta for stability and long-term value—especially with mortgage renewals on the rise in 2025. Discover why now might be the smartest time to make your move.

Explore how Alberta homeowners 55+ can access home equity without monthly payments through no-payment mortgages. Keep your home while enjoying financial flexibility.

As your mortgage term ends, consider renewing or refinancing to access better rates, lower payments, or home equity. Refinancing can help manage costs and unlock investment opportunities in Alberta’s growing real estate market. Explore your options with Merge Mortgage Group today.

Alberta’s real estate market is where Canada was in 2020—affordable but rapidly appreciating. With home prices rising faster than the national average, now is the time to buy before affordability disappears. Don’t miss this rare opportunity for long-term wealth. #AlbertaRealEstate #HomeBuying

Will U.S. tariffs impact Alberta’s housing market and mortgage rates in 2025? Find out what buyers and homeowners need to know! 📉📈 #AlbertaRealEstate #MortgageRates #HomeBuying