Are you Self-Employed?

Being self-employed and trying to secure a mortgage can be a tough task since the rules are different than those for standard mortgages. Every bank has different rules on what documents are allowed and what income is allowable. Not to mention the qualifying process can be extremely difficult, which is why you need a mortgage broker on your side.

We are your professionals that will guide you through this challenging process. We have the experience needed when it comes to dealing with self-employed mortgages because we have helped many self-employed customers and business owners get mortgages and we know how to best navigate the differing policies of banks.

What to Expect When It Comes to Getting a Self Employed Mortgage?

Since we are self-employed ourselves, we know what to expect when it comes to getting self employed mortgages. Here is what you need to know when it comes to getting yourself a mortgage as someone who is self employed:

There is a lot of documentation we will need you to provide, not only so that we have everything that all the banks will require, but so that we can do our due diligence so we can help you get approved.
There are a variety of factors that you will need to consider when it comes to getting a mortgage when you are self-employed, which we will make sure to discuss with you. One to keep in mind is that certain banks require larger down payments for purchasing a home because you are self-employed.
Certain banks are very good when it comes to approving self-employed mortgages. Given that we have worked with multiple banks numerous times, we know which banks are more likely to approve self-employed mortgages and how to put our best foot forward when sending in your application.